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Asia-Pacific Networks for Housing Research Newletter, July 2014

Housing affordability has been a major concern for many people in Taiwan, especially young people. The most recent data from the Ministry of Interior shows that the housing price to income ratio is 15.01 in Taipei City, which is higher than that of Hong Kong and Vancouver.  The government has been very slow to take effective actions to cool down the housing market, such as the tax reform to increase the property tax and the tax on the capital gains based on the housing sale. One reason is that many legislators represent the interests of real estate developers, so tax reform is very difficult. The social discontents on the skyrocketing housing prices are strong, and they continue to be a political request for the forthcoming elections for mayors and president. Some tax reforms will be enacted in the future if the social pressure persists. At this moment, the central bank of Taiwan is trying to tighten the mortgages available for home investors, though the effect is not as powerful as the tax reform can be.

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Yi-Ling Chen 經由 Ben Jai 分享了 1 則文章。  9月9日
聽起來產業界和學術界都有類似的問題,就是用不當的規則,保護一些阻礙創新的東西,衍生一些惡習(像是大老而非大師)。現在最有可能倒的是後段的私立大學,但私立大學進用最多學術界的新人,國立大學的師資不見得是優質的,但卻會被國家現有的制度和社會養得好好的。這種自由淘汰有問題。矽谷的發展,蓬勃和彈性的社會組織,和科技人士形成開放、創意的氛圍很重要,但也和加州是美國的國防重鎮有關。一些重要科技的突破是來自國防工業以及科學家,國家的制度還是重要。如果國家的制度只保護既有的既得利益者,不給一些新起的企業和後起之秀機會,必然會扼殺創意和社會調整的能力。我關心的住宅問題也是,現在的住宅政策是在保障擁有很多房屋的人,而不是在幫助無屋的人。這種國家制度的發展,一直在作繭自縛,把很多問題往打死結的方向走,可惜。

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